Dental Insurance Information at Valley Dental Care
At Valley Dental Care, we believe that quality dental care should be accessible and affordable for all. We know that navigating dental insurance can sometimes feel confusing, which is why we aim to make the process as smooth and stress-free as possible. Our experienced team is here to help you maximize your dental insurance benefits, plan for out-of-pocket costs, and ensure you receive the high-quality care your family deserves.
Whether you’re coming in for a routine cleaning, restorative treatment, or a cosmetic procedure to enhance your smile, we’re committed to providing exceptional care that fits your budget. Read on to learn more about how Valley Dental Care works with dental insurance, what plans we accept, and additional options for making your dental care affordable.
What Affects Your Benefits?
Your insurance company determines the specifics of your plan, including the fee schedule, the treatments covered, and their reimbursement policies. Because of these variables, what your insurance covers may differ from someone else’s, even if they use the same provider. For example, one plan might include orthodontic coverage, while another may not.
Accepted Plans
If you don’t see your plan mentioned here, don’t worry. Simply give us a call, and we’ll gladly confirm whether we accept your insurance and walk you through what to expect during your visit. At Valley Dental Care, our goal is to help everyone receive the dental care they need at a price they can afford.
Network Partnerships
We are proud to be in-network with the following insurance plans to make your visits even more affordable:
- Delta Dental (PPO/Premier)
- UCCI – DoD Tricare
Additional Accepted Plans
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- Careington
- Dental Select
- Guardian
- Humana PPO
- UHC Optum Dental
- United Healthcare
- Always Care Benefits
- Mutual of Omaha
- Metlife
- Cigna
- UNUM
- GEHA
- TEAMCARE
Partnering With Major Insurance Providers
Our office proudly works with some of the biggest names in the dental insurance industry, including:
- AETNA
- AETNA NEW TAX ID
- ALWAYS CARE
- AMERITAS
- AUXIENT
- BAS
- BCBS – ALL
- BCBS OF ALABAMA
- BCBS NM Pipes Trade
- BCBS of SC
- CIGNA
- Coventry/MHBP
- Delta Dental ALL NEW TAX
- Delta Dental GA NEW TAX
- Delta Dental toolkit (CA) NEW TAX
- Delta Dental toolkit (CA)
- Delta Dental WA
- GEHA
- GUARDIAN
- HUMANA
- Lincoln Dental
- METLIFE
- METLIFE NEW TAX
- Principal Life Ins
- SOUTHWEST SERVICE ADMINSTRATORS
- SUNLIFE
- TEAMCARE
- Truassure
- UHC DUAL COMPLETE NEW
- PORTAL 07/05
- UHC MEDICARE / COMMERCIAL
- UHC MEDICARE / COMMERCIAL
- NEW TAX
- UMR
- UNITED CONCORDIA NEW TAX
- UNITED CONCORDIA
Tips for Using Your Insurance Effectively
Navigating dental insurance can sometimes feel confusing, but understanding your plan is the key to maximizing your benefits. Here are a few practical tips to ensure you’re making the most of what you’re entitled to:
Understand Your Coverage
Add a single and succinct list itEvery insurance policy is different, so take the time to review your plan details. Know what services are covered 100%, like cleanings and exams, and what might require partial payment, like crowns or fillings.
Use Preventive Care Benefits
Most dental insurance policies fully cover two preventive visits per year. These are essential for catching problems early and maintaining healthy teeth and gums.
Plan for Major Procedures
If you anticipate needing more extensive treatments, work with your dentist to create a timeline that fits your budget and insurance coverage limits. Doing procedures across two policy years can maximize your benefits.
Ask Questions
If you’re unsure about what your policy covers or how much you’ll owe, don’t hesitate to ask! Our team at Valley Dental Care is here to help clarify your plan and make things easier for you.
Why Valley Dental Care Does Not Accept Medicaid
Understanding Our Medicaid Policy
At Valley Dental Care, we are committed to providing high-quality, patient-centered dental care for all of our patients. However, at this time, we are unable to accept Medicaid. This decision stems from the limitations often associated with Medicaid coverage and reimbursement policies, which can impact our ability to provide the comprehensive level of care and treatment that our patients deserve.
While we cannot accept Medicaid, we are proud to offer a variety of alternative payment options to ensure everyone in our community has access to affordable dental care. From discount plans to flexible financing options, we strive to make your dental care experience stress-free and customized to your financial needs. If you have questions about payment options, don’t hesitate to reach out to our team for assistance.
Making Dental Care Affordable Without Insurance
If you don’t currently have dental insurance, don’t worry! Valley Dental Care offers flexible solutions that make high-quality dental care affordable for everyone. We understand that dental expenses can add up, so we’ve developed alternative options like our Dental Savings Plan and third-party financing through Sunbit Financing and PatientFi. These programs allow you to budget for your dental treatments and avoid financial stress while prioritizing your health.
Our Dental Savings Plan provides significant discounts on a wide range of services, including preventive, restorative, and cosmetic treatments. With no yearly maximums or insurance limitations, this is an excellent option for managing long-term costs. Meanwhile, Sunbit and PatientFi offer flexible payment terms with low monthly installments, which can be tailored to suit your budget.
If you’re ready to explore these options further, connect with our team during your next visit to discuss which plan is right for you.
Contact Valley Dental Care Today!
At Valley Dental Care, we’re committed to delivering top-notch dental care tailored to your needs. Whether you have dental insurance, are paying out of pocket, or need assistance exploring our flexible payment options, we’re here to support you every step of the way.
If you have questions about your insurance coverage or financing options, our knowledgeable team is ready to help. Schedule your next appointment today and experience why so many families trust Valley Dental Care for exceptional, affordable dentistry.
To speak with us or book your visit, contact our office—we’re always happy to assist!
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